What is a good credit score?

If you’re like most people, you probably have a good idea what a good credit score is.

In this article, we’ll be exploring the definition of good credit score and explaining the different factors that contribute to it.

Credit cards for excellent credit scores


What counts as a good credit score?

 Pay your bills on time. This will help build a good credit history and show lenders that you’re a responsible borrower.

Keep your credit utilization low. This means maintaining a ratio of debt to available credit that’s below 30 percent.

A good credit score is essential for any type of loan or purchase.


There are several ways to improve your credit score. 

What counts as a good credit score?

In order to have a good credit score, you’ll need a score of 680 or higher.

Your credit rating is also important. This is determined by how reliable and responsible you have been in the past.